Privacy Policy

Effective date: March 04, 2019

Oxford Unlimited LLC dba Walletopia (“us”, “we”, or “our”) operates the https://www.walletopia.info website (hereinafter referred to as the “Service”).

This page informs you of our policies regarding the collection, use and disclosure of personal data when you use our Service and the choices you have associated with that data.

We use your data to provide and improve the Service. By using the Service, you agree to the collection and use of information in accordance with this policy. Unless otherwise defined in this Privacy Policy, the terms used in this Privacy Policy have the same meanings as in our Terms and Conditions, accessible from https://www.walletopia.info

Definitions

Service
Service is the https://www.walletopia.info website operated by Oxford Unlimited LLC dba Walletopia

Personal Data
Personal Data means data about a living individual who can be identified from those data (or from those and other information either in our possession or likely to come into our possession).

Usage Data
Usage Data is data collected automatically either generated by the use of the Service or from the Service infrastructure itself (for example, the duration of a page visit).

Cookies
Cookies are small files stored on your device (computer or mobile device).

Data Controller
Data Controller means the natural or legal person who (either alone or jointly or in common with other persons) determines the purposes for which and the manner in which any personal information are, or are to be, processed.

Data Processors (or Service Providers)
Data Processor (or Service Provider) means any natural or legal person who processes the data on behalf of the Data Controller.

Data Subject (or User)
Data Subject is any living individual who is using our Service and is the subject of Personal Data.

Information Collection and Use

We collect several different types of information for various purposes to provide and improve our Service to you.

Types of Data Collected

Personal Data

While using our Service, we may ask you to provide us with certain personally identifiable information that can be used to contact or identify you (“Personal Data”). Personally identifiable information may include, but is not limited to:

• Email address
• First name and last name
• Cookies and Usage Data

We may use your Personal Data to contact you with newsletters, marketing or promotional materials and other information that may be of interest to you. You may opt out of receiving any, or all, of these communications from us by following the unsubscribe link or the instructions provided in any email we send.

Usage Data

We may also collect information on how the Service is accessed and used (“Usage Data”). This Usage Data may include information such as your computer’s Internet Protocol address (e.g. IP address), browser type, browser version, the pages of our Service that you visit, the time and date of your visit, the time spent on those pages, unique device identifiers and other diagnostic data.

Tracking & Cookies Data

We use cookies and similar tracking technologies to track the activity on our Service and we hold certain information.

Cookies are files with a small amount of data which may include an anonymous unique identifier. Cookies are sent to your browser from a website and stored on your device. Other tracking technologies are also used such as beacons, tags and scripts to collect and track information and to improve and analyse our Service.

You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, you may not be able to use some portions of our Service.

Examples of Cookies we use:

• Session Cookies. We use Session Cookies to operate our Service.
• Preference Cookies. We use Preference Cookies to remember your preferences and various settings.
• Security Cookies. We use Security Cookies for security purposes.
• Advertising Cookies. Advertising Cookies are used to serve you with advertisements that may be relevant to you and your interests.

Use of Data

Oxford Unlimited LLC dba Walletopia uses the collected data for various purposes:

• To provide and maintain our Service
• To notify you about changes to our Service
• To allow you to participate in interactive features of our Service when you choose to do so
• To provide customer support
• To gather analysis or valuable information so that we can improve our Service
• To monitor the usage of our Service
• To detect, prevent and address technical issues
• To provide you with news, special offers and general information about other goods, services and events which we offer that are similar to those that you have already purchased or enquired about unless you have opted not to receive such information

Legal Basis for Processing Personal Data under the General Data Protection Regulation (GDPR)

If you are from the European Economic Area (EEA), Oxford Unlimited LLC dba Walletopia legal basis for collecting and using the personal information described in this Privacy Policy depends on the Personal Data we collect and the specific context in which we collect it.

Oxford Unlimited LLC dba Walletopia may process your Personal Data because:

• We need to perform a contract with you
• You have given us permission to do so
• The processing is in our legitimate interests and it is not overridden by your rights
• To comply with the law

Retention of Data

Oxford Unlimited LLC dba Walletopia will retain your Personal Data only for as long as is necessary for the purposes set out in this Privacy Policy. We will retain and use your Personal Data to the extent necessary to comply with our legal obligations (for example, if we are required to retain your data to comply with applicable laws), resolve disputes and enforce our legal agreements and policies.

Oxford Unlimited LLC dba Walletopia will also retain Usage Data for internal analysis purposes. Usage Data is generally retained for a shorter period of time, except when this data is used to strengthen the security or to improve the functionality of our Service, or we are legally obligated to retain this data for longer periods.

Transfer of Data

Your information, including Personal Data, may be transferred to – and maintained on – computers located outside of your state, province, country or other governmental jurisdiction where the data protection laws may differ from those of your jurisdiction.

If you are located outside United States and choose to provide information to us, please note that we transfer the data, including Personal Data, to United States and process it there.

Your consent to this Privacy Policy followed by your submission of such information represents your agreement to that transfer.

Oxford Unlimited LLC dba Walletopia will take all the steps reasonably necessary to ensure that your data is treated securely and in accordance with this Privacy Policy and no transfer of your Personal Data will take place to an organisation or a country unless there are adequate controls in place including the security of your data and other personal information.

Disclosure of Data

Business Transaction

If Oxford Unlimited LLC dba Walletopia is involved in a merger, acquisition or asset sale, your Personal Data may be transferred. We will provide notice before your Personal Data is transferred and becomes subject to a different Privacy Policy.

Disclosure for Law Enforcement

Under certain circumstances, Oxford Unlimited LLC dba Walletopia may be required to disclose your Personal Data if required to do so by law or in response to valid requests by public authorities (e.g. a court or a government agency).

Legal Requirements

Oxford Unlimited LLC dba Walletopia may disclose your Personal Data in the good faith belief that such action is necessary to:

• To comply with a legal obligation
• To protect and defend the rights or property of Oxford Unlimited LLC dba Walletopia
• To prevent or investigate possible wrongdoing in connection with the Service
• To protect the personal safety of users of the Service or the public
• To protect against legal liability

Security of Data

The security of your data is important to us but remember that no method of transmission over the Internet or method of electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your Personal Data, we cannot guarantee its absolute security.

Our Policy on “Do Not Track” Signals under the California Online Protection Act (CalOPPA)

We do not support Do Not Track (“DNT”). Do Not Track is a preference you can set in your web browser to inform websites that you do not want to be tracked.

You can enable or disable Do Not Track by visiting the Preferences or Settings page of your web browser.

Your Data Protection Rights under the General Data Protection Regulation (GDPR)

If you are a resident of the European Economic Area (EEA), you have certain data protection rights. Oxford Unlimited LLC dba Walletopia aims to take reasonable steps to allow you to correct, amend, delete or limit the use of your Personal Data.

If you wish to be informed about what Personal Data we hold about you and if you want it to be removed from our systems, please contact us.

In certain circumstances, you have the following data protection rights:

• The right to access, update or delete the information we have on you. Whenever made possible, you can access, update or request deletion of your Personal Data directly within your account settings section. If you are unable to perform these actions yourself, please contact us to assist you.
• The right of rectification. You have the right to have your information rectified if that information is inaccurate or incomplete.
• The right to object. You have the right to object to our processing of your Personal Data.
• The right of restriction. You have the right to request that we restrict the processing of your personal information.
• The right to data portability. You have the right to be provided with a copy of the information we have on you in a structured, machine-readable and commonly used format.
• The right to withdraw consent. You also have the right to withdraw your consent at any time where Oxford Unlimited LLC dba Walletopia relied on your consent to process your personal information.

Please note that we may ask you to verify your identity before responding to such requests.

You have the right to complain to a Data Protection Authority about our collection and use of your Personal Data. For more information, please contact your local data protection authority in the European Economic Area (EEA).

Service Providers

We may employ third party companies and individuals to facilitate our Service (“Service Providers”), provide the Service on our behalf, perform Service-related services or assist us in analysing how our Service is used.

These third parties have access to your Personal Data only to perform these tasks on our behalf and are obligated not to disclose or use it for any other purpose.

Analytics

We may use third-party Service Providers to monitor and analyse the use of our Service.

• Google AnalyticsGoogle Analytics is a web analytics service offered by Google that tracks and reports website traffic. Google uses the data collected to track and monitor the use of our Service. This data is shared with other Google services. Google may use the collected data to contextualise and personalise the ads of its own advertising network.
  

  You can opt-out of having made your activity on the Service available to Google Analytics by installing the Google Analytics opt-out browser add-on. The add-on prevents the Google Analytics JavaScript (ga.js, analytics.js and dc.js) from sharing information with Google Analytics about visits activity.

  
  

  For more information on the privacy practices of Google, please visit the Google Privacy & Terms web page: https://policies.google.com/privacy?hl=en

Advertising

We may use third-party Service Providers to show advertisements to you to help support and maintain our Service.

• Google AdSense & DoubleClick CookieGoogle, as a third party vendor, uses cookies to serve ads on our Service. Google’s use of the DoubleClick cookie enables it and its partners to serve ads to our users based on their visit to our Service or other websites on the Internet.
  

  You may opt out of the use of the DoubleClick Cookie for interest-based advertising by visiting the Google Ads Settings web page: http://www.google.com/ads/preferences/

  
  
• Bing AdsBing Ads is an advertising service provided by Microsoft Inc.
  

  You can opt-out from Bing Ads by following the instructions on Bing Ads Opt-out page: https://advertise.bingads.microsoft.com/en-us/resources/policies/personalized-ads

  
  

  For more information about Bing Ads, please visit their Privacy Policy: https://privacy.microsoft.com/en-us/PrivacyStatement

Links to Other Sites

Our Service may contain links to other sites that are not operated by us. If you click a third party link, you will be directed to that third party’s site. We strongly advise you to review the Privacy Policy of every site you visit.

We have no control over and assume no responsibility for the content, privacy policies or practices of any third party sites or services.

Children’s Privacy

Our Service does not address anyone under the age of 18 (“Children”).

We do not knowingly collect personally identifiable information from anyone under the age of 18. If you are a parent or guardian and you are aware that your Child has provided us with Personal Data, please contact us. If we become aware that we have collected Personal Data from children without verification of parental consent, we take steps to remove that information from our servers.

Changes to This Privacy Policy

We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page.

We will let you know via email and/or a prominent notice on our Service, prior to the change becoming effective and update the “effective date” at the top of this Privacy Policy.

You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted on this page.

Contact Us

If you have any questions about this Privacy Policy, please contact us:

• By email: questions@walletopia.info

Mediavine Advertising Privacy Notice v. 1.2

Mediavine works with this site to support the delivery of ads that align with your interests. It collects information about your online activities and browsing information, including websites you visit, pages you view, search terms, the apps you use, the language and device you use, location, and emails from newsletter sign ups. This information is then passed to partners to enable them to display interest based advertising to you.

This Notice is specific to Mediavine and explains how Mediavine collects, uses, shares, or sells your personal information when you visit this site or sign up for a newsletter managed by Mediavine. This website must disclose any collection, use, sharing or sale of personal data beyond the services provided by Mediavine in its own privacy notice (above) and comply with relevant privacy laws.

What personal data does Mediavine collect?

Mediavine may collect:

• IP Address (unique address that identifies your computer or phone on the internet)
• Location (country, city, state)
• Operating System (e.g., Windows or Mac)
• Device Information (hardware, platform, location and carrier data)
• Language of the Website or Browser
• Web Browser Type (e.g., Chrome, Firefox or Safari)
• Email address

When you visit this site, Mediavine uses cookies and similar technologies, such as pixels and tags, to collect your information about your behavior on this site and other websites you visit, across your devices. These tools track preferences, website visits and activities, interactions with emails and ads, and evaluate effectiveness of emails and ads and record which ads have been shown to you to enable the delivery of interest based ads on this site. To learn more, please visit https://www.allaboutcookies.org; ICO – What are cookies and similar technologies; https://learnwebanalytics.com/whats-the-difference-between-a-cookie-a-pixel-and-a-tag.

In some cases, Mediavine may manage a site’s newsletter. Mediavine collects your email directly from you through the newsletter sign up form, and will request your consent to use your email for interest based advertising. Your email will be converted into hashed format – a unique set of numbers and letters representing your email – before being sent to partners. If you no longer wish to receive this newsletter, you may unsubscribe at any time using the “Unsubscribe” button.

Does Mediavine share or sell my personal information for interest based advertising

Yes, Mediavine will use, share, license, sell or otherwise disclose your personal information to our partners to enable interest based advertising to be displayed to you on this site. Through the bidstream, an online marketplace, Mediavine shares data, such as ad location, site content, and your personal information with advertisers. Using this information, advertisers bid for ad space, and the winning bidder gets to display their ad to you on this site.

Mediavine may share your personal data with partners to create a universal (unique) identifier linked to your online behavior and preferences. This identifier is added to the bid request to improve the targeting of interest based ads. Mediavine and its partners may also combine your personal data collected from your interaction with this site with your data that they have collected from other sources to create a profile of your interests and behaviors to provide interest based advertising across your online experience, including devices, browsers, and applications. Mediavine could also license your personal data from its partners to enrich the information in its bid request to advertisers.

To learn more about Mediavine partners, visit https://www.mediavine.com/ad-partners. 

How can I opt out of interest based advertising?

To opt out of interest based advertising on this site, you may take the following actions:

Cookie Consent – For EU/UK visitors

On first visit to the site, you may reject the use of cookies through the cookie consent banner, shown only where legally required. If you initially accept the use of cookies, but change your mind, you can access the banner by clicking “Update Privacy Settings” at the bottom of the home page to change your preferences at any time.

Disabling Cookies

To learn more about cookies and how to disable them for interest based advertising, visit All About Cookies. Most browsers provide options in their menu to stop accepting new cookies, alert you to new cookies, disable cookies, and clear your browser’s cache or storage. Be aware that blocking cookies may affect your site experience, and essential cookies cannot be disabled as these are necessary for the website to function.

Opting Out Using Other Tools

Use the following tools to opt out of receiving interest-based advertising:

• Digital Advertising Alliance (DAA) WebChoice Tool: https://optout.aboutads.info
• Network Advertising Initiative (NAI): https://thenai.org/opt-out
• Ad Choices (EDAA): https://www.youronlinechoices.com
• Ad Choices (DAAC): https://youradchoices.ca/en/tools
• AppChoices (Mobile Device): https://youradchoices.ca/en/tools
• Global Privacy Control (GPC): https://globalprivacycontrol.org

Opt-Out Rights in Certain US States

If you reside in certain US states, you have the right to opt out of the sale or sharing of your personal data. A “Do Not Sell or Share My Information” button can be found at the bottom of the home page, where required. 

Seeing Ads After Opting Out or Disabling Ads

Disabling cookies or opting out of the sales or sharing of personal data for advertising does not mean you won’t see ads on this website. It means the ads you see will not be personalized to your online behavior and interests. 

What are my data protection rights?

Under data protection laws in the EU, UK and certain US states, you may have the right to delete, access, request a copy, and correct your personal information. If you’d like to exercise these rights related to the services we provide to this website, please contact Mediavine at privacy@mediavine.com.

Will Mediavine transfer my personal data to the US?

Yes. Mediavine transfers your data to the US for processing and storage. To safeguard this transfer, Mediavine enters into agreements known as Standard Contractual Clauses with our vendors and partners to ensure your data is protected according to EU or UK privacy standards.

How does Mediavine protect my personal information?

Mediavine has implemented technical and organizational security measures appropriate to the risk to the personal data. Despite our safeguards and efforts, no internet transmission can be 100% secure.

How long does Mediavine keep my personal information?

Where Mediavine processes personal data to enable interest based advertising, we will continue to process until you ask us to stop. 

How can I contact Mediavine if I have questions about this notice or its services to this website?

Please contact us at Privacy@mediavine.com, or you may write to us at: 159 W. 25^th St., Suite #427, New York, NY 10001.